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curl --request POST \
  -u ORGANIZATION_ID:API_KEY \
  --url https://app.moderntreasury.com/api/payment_orders \
  -H 'Content-Type: application/json' \
  -d '{
  "type": "ach",
  "amount": 1000,
  "direction": "credit",
  "currency": "USD",
  "originating_account": "0f8e3719-3dfd-4613-9bbf-c0333781b59f",
  "receiving_account_id": "5acec2ef-987b-4260-aa97-b719eeb0a8d5"
}'

Payment operations that work for you

Modern Treasury makes managing payments simple, scalable, and secure. Run from our app or build from our API.
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Transact

Initiate payments and capture information

Schedule outbound payments and monitor for inbound payments

View balances and activity across many bank accounts

Tag payments with categories, metadata, or attachments

Approve

Build custom control workflows

Route approvals based on flexible business rules

Tier permissions and information access by user or team

Create, verify, and manage counterparties

Reconcile

Record journal entries and investigate transaction history

Integrate with ERP and accounting software with Continuous Accounting

Investigate transaction history

Collaborate and resolve issues

Monitor

Set up alerts, dashboards, and auditing

Reporting and dashboards at the transaction, bank account, or company level

Real-time transaction and balance alerts

Track and audit with a complete log of user actions

In sync with your bank

One API connects directly to your bank(s) to keep everything together and in sync.

We are continually adding support for new banks.
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Supporting

Silicon Valley Bank
First Republic Bank
Wells Fargo

Powerful integrations keep information flowing between your tools.

User experience

Ease customer onboarding and counterparty verification

Supporting
Accounting

Continuous accounting means never manually matching payments to a ledger

Supporting
Infrastructure

We build to payments infrastructure updates so you don’t have to

Supporting

Try Modern Treasury and see how smooth payment operations can be.