Get to market faster with AML compliance and fraud prevention built into payments from day one.
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Launch compliance and fraud programs without the heavy lifting
Integrated with payments
Avoid the hassle of integrating and managing multiple disparate solutions for compliance, fraud, and payment operations.
Compliant from day one
Stay compliant with BSA/AML rules with our KYC identity verification and transaction monitoring features.
Minimize fraud
Turn on transaction monitoring on all payments to catch fraud and suspicious behavior.
Streamline manual reviews
Make compliance decisions faster with flexible case management workflows.
How it works
Embed Modern Treasury's iFrame into your app with a small Javascript code snippet.
Billfold partners with Modern Treasury to verify your identity
Get verified quickly
Verify your identity in a few simple steps by providing some basic information
Secure your information
Encryption helps protect your personal and financial data
Collect customer information required for KYC checks and payments. User data is securely stored in the Modern Treasury platform so that you don’t have to.
Personal Details
Review risky users with Modern Treasury's case management features. Counterparties will be created for approved users for smooth payments.
Verified!
Identity Verification
Simplify user onboarding
- Save time with embeddable onboarding flows to collect personal information.
- Screen users against OFAC, SDN, PEP watchlists and adverse media databases.
- Minimize identity theft and account takeovers with advanced behavior biometrics and device intelligence.
Transaction Monitoring
Ongoing fraud detection
- Enable transaction monitoring on all payments to stay on top of evolving fraud patterns.
- Detect fraud and money laundering behavior with advanced machine learning algorithms.
- Fine tune detection criteria for your product over time with a no-code rules engine.
Find a bank partner, set up a compliance program, and start moving money all on one platform.
Case Management
Streamline manual reviews
- Configure manual case reviews and automated judgements based on risk levels.
- Investigate cases with a unified view of user and transaction data in the Modern Treasury app.
- Collaborate easily with case assignments and notifications.
Transaction Monitoring
Security by design
- Modern Treasury encrypts PII and uses a key management system.
- Control access to your compliance setup with custom roles-based permissions in the app.
- Automatic audit logs provide complete visibility into all compliance decisions.