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Compliance and payments, unified
AML compliance and fraud prevention built into payments workflows from day one.
Instrument compliance and fraud programs without the heavy lifting
Integrated with payments
Avoid the hassle of integrating and managing multiple disparate solutions for compliance, fraud, and payment operations.
Speed up bank onboarding
Instrument BSA/AML policy with our KYC, KYB, and transaction monitoring features.
Minimize fraud
Turn on transaction monitoring on all payments to catch fraud and suspicious behavior.
Streamline manual reviews
Automate decisions with rules and decisioning workflows.
Embed Modern Treasury's iFrame into your app with a small Javascript code snippet.
Billfold partners with Modern Treasury to verify your identity
Verify your identity in a few simple steps by providing some basic information
Encryption helps protect your personal and financial data
Collect customer information required for KYC checks and payments. User data is securely stored in the Modern Treasury platform so that you don’t have to.
Review risky users with Modern Treasury's case management features. Counterparties will be created for approved users for smooth payments.
Verified!
Simplify KYC on user onboarding
- Validate bank account information and save time with embeddable onboarding flows to collect personal information.
- Screen users against OFAC, SDN, PEP watchlists, and adverse media databases.
- Minimize identity theft and account takeovers with advanced behavior biometrics and device intelligence.
Ongoing fraud detection
- Enable transaction monitoring on all payments to stay on top of evolving fraud patterns.
- Detect fraud and money laundering behavior with advanced machine learning algorithms.
- Fine tune detection criteria for your product over time with a no-code rules engine.
Find a bank partner, set up a compliance program, and start moving money all on one platform.
Streamline manual reviews
- Configure manual case reviews and automated judgments based on risk levels.
- Investigate cases with a unified view of user and transaction data in the Modern Treasury app.
- Collaborate easily with case assignments and notifications.
Security by design
- Avoid handling PII with Modern Treasury’s embeddable user onboarding flows
- Control access to your compliance setup with custom roles-based permissions in the app.
- Get complete visibility into compliance decisions with automatic audit logs.
Move at the speed of software
Couple compliance tools with programmatic money movement, real-time ledgering, and support for virtual accounts.
Payments
Scale efficiently with seamless bank integrations, automatic reconciliation, and a complete API for bank payments.
Ledgers
Create a connected hub and source of truth for all bank payments activity.
Virtual Accounts
Automate the attribution of incoming funds.