MODERN TREASURY FOR LENDING

Faster Funding, Fewer Headaches.

Send borrowers their money instantly, automate the messy stuff, and stay on top of every repayment—all with one platform.

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“The ability to send RTP is critical to our value proposition. We're sending out millions of dollars to our borrowers. Saturday morning, borrowers are still in their PJs drinking their coffee, and they have the money in their account before they're even fully awake.”

Jonathan Spinetto

Chief Operating Officer and Co-founder at NFTYDoor

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Why Leading Lenders Love Modern Treasury

Onboard Faster, Earn Sooner

Use instant microdeposits for account onboarding, so you can reduce sign-up friction and start generating revenue faster.

Fund Loans Anytime, Even Weekends

Need to send a loan on a Sunday? With FedNow and RTP, you can give borrowers access to funds 24/7/365.

Automate the Back Office

Track disbursements and repayments in real time with built-in ledgering and transaction-level visibility — no out-of-sync spreadsheets, no guesswork.

Scale Without Complexity

Add new banks, payment rails, and products through a single API to grow faster without rebuilding your infrastructure.

How Much Can Instant Loan Disbursements Save You?

Let's find out.

Instant Payments Calculator

Enter the annual number of wire transactions to be replaced by FedNow or RTP payments.

Estimated Wire Transactions

Your Estimated Annual Savings$315,000Talk to us→

FOR PAYMENTS AND PRODUCT TEAMS POWERING LENDING PLATFORMS AT SCALE

One Platform to Bring It All Together

Move faster and stay in sync with one API, one dashboard, and one AI agent that understands how payments really work.

Move

Access ACH, wires, RTP, FedNow, and stablecoins – from one place. No more jumping between systems.

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Track

Track loan activity, payment flows, and balances with a double-entry ledger built for lending workflows.

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Manage

Work faster and smarter with an AI Agent and Workspace purpose-built for payments.

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Lending Resources

How Lending Companies Use Modern Treasury

Simplify Your Payment Operations

Tell us a little about your business, and we’ll show you what’s possible with Modern Treasury.