Power Rewards and Points with Modern Treasury Payments and Ledgers
Track points like money. Power earn and redeem flows with programmable ledger, customer currencies, and full auditability. One API. Real Time.
FAQs
Modern Treasury is a unified payments platform that lets you launch rewards programs fast. One API powers earning, redemptions, and cash-outs with built-in compliance and real-time visibility—so you can ship a high-trust points experience in days, not months.
Yes. Modern Treasury models the full lifecycle: users earn points, redeem in-app, you fulfill vendor payables, and users can cash out. Balances and obligations stay accurate across users, vendors, and operating cash—ready for UI and finance reporting.
Yes. You can maintain points as a separate unit of account while keeping cash and vendor liabilities in USD. That preserves clean accounting, prevents mix-ups, and still enables cash payouts over supported rails when users convert points.
Use ACH, wire, RTP/FedNow, and USDC from one API. Most teams complete KYB and start processing in days. Start on Modern Treasury's integrated banking/stablecoin network to move fast, then bring your own bank later—without changing your integration.
Power your points system with proven infrastructure.
Programmable balances, real-time tracking, and complete financial observability—all with one API.