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Track every payment from send to settle with a single, scalable database.
“Ledgers lets us track studio balances reliably and transparently, ensuring that we don’t have to manually verify studio balances before paying them out.”
Create industry-leading customer experiences with the right tools in place.
Launch digital wallets seamlessly
Manage omnibus funds with precise account tracking
Power card programs with real-time balance updates
Support split payments, ensuring accurate fund distribution
Scale investment platforms with ease
Keep refunds and in-app transactions closed loop, reducing fees and delays
When your payments move at light speed, your ledger should, too.
Monitor every balance, across all systems, in one place, to understand your liabilities and exposure.
Confirm and track transactions as they happen, so you can meet regulatory requirements with ease.
With automatic balance updates, you can deliver a seamless product experience paired with payments reporting that's always up-to-date.
Focus engineering resources on your core product, not your database, so you save dev time and ship faster.
Create confidence in your payment operations with efficiency-driving tools.
Automate reconciliation to resolve payment exceptions faster
Support compliance with clear, auditable transaction trails
Streamline financial reporting with verified cash activity
Manage cash flows and reduce write-offs with greater visibility
Improve decision-making with enriched transactions
Automate complex reconciliation with a self-learning system—powered by AI.
Real-time reconciliation tools automatically update your ledger balances, so your records are always in-sync.
Surface exceptions with customizable rules and AI-powered transaction matching. Save time for the real problems.
Transaction categorization enriches bank data so that reporting is seamless. Say goodbye to manual tagging.
Generate records for every part of the payment flow, from start to finish.
Explore how Modern Treasury's ledger handles transactions through live API calls. See balance updates and transaction posting in action, so you can understand exactly how money moves in real time.
“Automating reconciliation across our business will drive efficiency and unlock new opportunities for growth. Modern Treasury has been a true thought partner, helping us leverage best practices to accelerate the launch of our new reconciliation platform.”
