Scalable OLTP database for tracking transactions.
“Modern Treasury lets us track studio balances reliably and transparently, ensuring that we don’t have to manually verify studio balances before paying them out.”
Deliver world-class product experiences with reliable infrastructure.
Ledger transactions and aggregate user balances at scale.
Launch digital wallets seamlessly
Manage omnibus funds with precise account tracking
Power card programs with real-time balance updates
Support split payments, ensuring accurate fund distribution
Scale investment platforms with ease
Keep refunds and in-app transactions closed loop, reducing fees and delays
We help some of the largest fintechs and payments companies in the world build infrastructure they rely on.
Engineered with built-in accounting principles of consistency, immutability, and auditability.
Use the Ledgers API to record all money movement in your payments stack.
Compare and validate account balances, quickly resolving exceptions.
Support stringent performance requirements with battle-tested infrastructure.
Ensure your infrastructure is ready for audits and compliance.
Focus on your product. Let us handle caching, provisioning, and maintenance.
Nest millions of accounts in up to 5 levels of hierarchy with live balance aggregations.
Create webhook alerts based on specific balance thresholds.
Compare ledger account with bank account balances, identify and resolve drift.
Prevent transactions from overdrawing balances with sync and async entries.
Continuously export Ledgers data into your warehouse of choice.
Record and reconstruct all your transactions in an immutable ledger.
Define ledgering rules for payment orders or ledger them atomically with a single API call.
Quickly model zero-balance accounts with direct
“Launching new lending solutions presented an opportunity to build a single source of truth for our payments data. Implementing Modern Treasury's immutable, double-entry ledger would enhance our operations with accuracy, security, and auditability.”
