Build Lending Products with Modern Treasury Payments and Ledgers
Automate originations, repayments, and interest tracking with ledgers that scale and payments that settle instantly with one API.
FAQs
Modern Treasury is a unified payments platform that helps fintechs and lenders originate, fund, and service loans faster. It combines bank and stablecoin rails, built-in compliance, and real-time visibility—so teams can launch lending experiences in days, not months.
Traditional banking systems slow down loan disbursements and repayments. Modern Treasury gives you one API for ACH, wire, RTP/FedNow, and stablecoin, so you can fund loans instantly, collect payments automatically, and reconcile every transaction in real time.
Yes. With instant payment rails like RTP and FedNow, plus support for ACH, wire, and USDC, you can fund loans or receive repayments in real time—all while keeping balances and activity synced across your system.
Most teams complete KYB and start processing payments within days. Because banking and compliance are integrated, there's no need to manage multiple vendors or open FBO accounts—just connect and start funding.
Your Flows. Your Rails. Your Rules.
Let's talk about your platform and how to fund faster, reconcile automatically, and track it all in real time.