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“Modern Treasury is more than just a technology service. You manage all the operational details and nuances of integrating new banks and adding new accounts and payment methods for us so that my team can continue improving the core product.”

Yuval Refua, VP of Product at Navan Expense

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The Operating System for Money Movement


For Finance Teams

Reconciliation Engine

Leverage our real-time, item-level, and AI-assisted reconciliation engine to reach $0 variance and get to 100% reconciled with our exception handling and reconciliation rules.

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For Product Teams

Payments Platform

Manage the complexity of your payment operations across all bank partners with a single API that is built to automate initiation, tracking, and reconciliation of high dollar volumes.

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For Engineering Teams

Ledger Database

Track and surface relevant balances via a single source of truth for transaction history, user balances, payout decision, authorization workflows, and the overall cash flowing through a product.

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“Modern Treasury has been a true thought partner, helping us leverage best practices to accelerate the launch of our new reconciliation platform. Automating reconciliation across our business will drive efficiency and unlock new opportunities for growth, and we look forward to our continued partnership with Modern Treasury as we work together to transform our payment systems.”

Dan Brames • Chief Payments Officer at Alegeus
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