The Foundation for Any Financial Product
Track, move, and manage money with confidence—on a database built for transparency, control, and scale.
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Move Money with Confidence
From digital wallets to card programs to programmatic payouts, the most ambitious products need infrastructure they can trust.
Scale with a System You Can Trust
Reduce engineering lift by automating ledgering and payments through an API-first platform.
Track Transactions at Scale
Track every payment from send to settle with a single, scalable database.
Code Once, Send Many Ways
Automate payments across multiple banks and payment rails, including ACH, wire, FedNow, RTP, and stablecoins.
“There’s a lot of money coming in and a lot of money going out. By leveraging Modern Treasury, we have one place where money movement is tracked and our operations team can see the status of all the fund flows they handle.”
Dan Chen
Product Manager at Valon
Save Time, Ship Faster
Build products faster and with confidence using pre-built bank integrations and an automatic ledger.
Get on the Fast Track
Save dev time and accelerate launches by offloading the heavy lifting.
Leave the Integrations to Us
Free up engineering resources by connecting to your banks in days instead of months.
“Modern Treasury had everything we needed. Having a single point of connection to a vendor simplified our development and allowed us to go faster.”
Brent Heatherington
Principal Product Manager at Procore
Level Up Your Customer Experience
Deliver a seamless customer experience with a payments platform that’s always two steps ahead.
Enhance Accuracy with Real-Time Tracking
Create a product experience your customers can rely on with real-time transaction and balance tracking across all accounts.
Deliver Instant Payments for Instant Delight
Integrate FedNow and RTP with instant eligibility checks, ACH fallbacks, Request for Payment support, and real-time payment confirmations.
“Partnering with Modern Treasury is an exciting step forward in our journey to modernize our payment operations. By adopting their platform, we aim to streamline processes, enhance security, and deliver a seamless payment experience for our customers, agents, and partners.”
Bob Taylor
Vice President of Centralized Escrow Accounting AT Stewart Title
