Payment Operations Built for the Instant Economy
Build your best business with faster payments, smart workflows, and real-time visibility, powered by AI.
Get Ready for Real-Time
Welcome to the Instant Economy, where consumers expect fast, seamless experiences, and companies must deliver in real-time.
Faster Payments
Accelerate payments through the automation of traditional and faster payment rails.
Programmatically, initiate, track, and reconcile payments across global banks and rails.
Integrate instant payments (RTP, FedNow) to improve customer experiences and reduce costs.
One Platform for Payment Operations
Empower your business and delight your customers with the only platform that moves, tracks, and reconciles payments in real-time.
Automate Money Movement
Programmatically move money via traditional and instant payment rails at over 40+ global banks.
Track Transactions Seamlessly
Track and manage transactions and balances in a performant database. Unify your financial data and make sense of it with AI.
Reconcile Transactions Continuously
Reconcile your payment operation transactions in real-time. Powered by granular matching, AI-driven exception management, and a system that learns and adapts over time.
Enterprise-Grade Security
Support for RBAC, SSO, SCIM, and SIEM. SOC I, SOC II, and PCI DSS compliant.
Seamless Connectivity
Start faster with pre-built integrations and flexible methods to ingest data via UI and API.
Modular Architecture
Modernize your entire infrastructure, or solve specific pain points, at your pace.
Robust Controls
Granular, conditional, and sequenced approvals for payments and reconciliation.
Payments Transformation is Business Transformation
Whether your business is new to hyperscale or a generational company, Modern Treasury is the partner of choice.
Navan reimagined expense management
C2FO increased revenue by entering the flow of funds
DriveWealth unlocked real-time reconciliation
AI That Puts You In Control
From controlled AI suggestions to granular permissions, Modern Treasury has everything enterprises need to confidently manage money at scale.
Expertise That Cuts Through Complexity
Reach your goals by collaborating with our expert team to implement faster, unlock new use cases, and scale efficiently.
Resources for Payments and Product Leaders Everywhere
See more in our Knowledge Hub
Payments primers, industry trends, and resources to help leaders navigate modern payments.