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Build Faster. Accelerate Revenue.

Comprehensive infrastructure to orchestrate bank payments at scale.

Parafin logo

Parafin built a real-time lending platform

Outdoorsy headline

Outdoorsy reduced payout times by 80%

Navan logo

Navan manages multiple banks in one connection

C2FO logo

C2FO grew by getting into the flow of funds

For Modern Product Teams

Infrastructure Designed for the New Era of Payments

Make bank payments programmatic, intelligent, and real-time with flexible integrations that put you in control.

One Connection. All Your Banks.

Integrate directly with all your partner banks with a single connection.

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Faster Payments

Integrate next-generation payment rails like FedNow and RTP and speed up ACH and wire transfers at scale.

Accelerate Global Scale

Payout to 50+ currencies globally, and support payments in 10+ countries with a single API.

Manage Millions of Counterparties

Automate onboarding, verify accounts, and manage external counterparties at scale.

Work With Your Bank Programmatically

Manage FBO, CMA, DDA, virtual accounts, and other account structures to move money on behalf of others.

Enterprise-Grade Scale, Controls & Security

Granular, conditional, and sequenced payment approvals. Support for RBAC, SSO, SCIM, and SIEM. SOC I, SOC II, and PCI DSS compliant.

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“It became clear to me very quickly that Modern Treasury is more than just a technology service. You manage all the operational details and nuances of integrating new banks and adding new accounts and payment methods for us so that my team can continue improving the core product.”

Yuval Refua • VP of Product at Navan Expense
Modern Developer Tools

Engineered for Speed

APIs, webhooks, and SDKs that abstract away the complexity of legacy payment systems.

Platform Quickstart

Get started with the Modern Treasury platform.

Payments Quickstart

Learn how to send an ACH payment and monitor its status

API Reference

A RESTful API to initiate, validate, and monitor payments

Pre-Built UIs

Quickly integrate common payments workflows

Frequently Asked Questions

The Modern Treasury API is used by enterprises and fast-growing companies to orchestrate money movement via bank rails. If your company moves money via ACH, wires, RTP, or FedNow - either via a product that moves money or internal processes - we can help streamline payment automation at scale.

No. Most payment processors take a cut of transactions they intermediate. They do so by briefly holding your funds in custody during transit. Modern Treasury, however, simply facilitates the data exchange between you and your bank. At no point during the payment lifecycle does Modern Treasury mark up payments, hold balances on your behalf, or touch your cash. This approach gives you more control, visibility, and faster access to funds. You can read more about our approach here.

Yes. We have worked with enterprises to speed up digital payments transformation by providing them with managed services, implementation support, and payments advisory. Reach out to our sales team here to learn more.

While most customers typically leverage one or more of our 40+ pre-built integrations, we are open to building new bank connections with select customers. Reach out to our sales team here to learn more.

Increase Revenue. Grow Faster.

Try Modern Treasury and experience the future of money movement.

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