Payments

Payments APIs for modern business workflows

The simplest way to move and track money over ACH, Wire, RTP and more.

How it works

1. Connect your bank to Modern Treasury.

2. Set up Counterparties for consumers or businesses.

3. Create Payment Orders to debit or credit a Counterparty.

4. Track and manage payments in-app or using webhooks.

Simplify complex payment flows

Automate recurring payments

Move money automatically over multiple payment methods using our REST API.

Easy one-time payments

Initiate payments by hand over any payment method with full control in our web app.

Live status updates

Monitor a payment’s status in real time using the app or webhooks.

Full visibility into returns

Track returned payments in real time, and link them to the original payment automatically

We help you process payments up to 2x faster
Learn more

Get organized with tags and attachments

  • Customize recipient bank statement entries for less confusion.
  • Attach invoices, bills, or purchase orders to payments.
  • Tag, categorize and query payments data with custom fields.
  • Customize recipient bank statement entries for less confusion.
  • Attach invoices, bills, or purchase orders to payments.
  • Tag, categorize and query payments data with custom fields.
  • Customize recipient bank statement entries for less confusion.
  • Attach invoices, bills, or purchase orders to payments.
  • Tag, categorize and query payments data with custom fields.

Monitor incoming payments automatically

  • Match inbound payments to bank statement transactions.
  • Receive early notifications about incoming payments before they settle.
  • Track reconciled and overdue payments in real time.
  • Match inbound payments to bank statement transactions.
  • Receive early notifications about incoming payments before they settle.
  • Track reconciled and overdue payments in real time.
  • Match inbound payments to bank statement transactions.
  • Receive early notifications about incoming payments before they settle.
  • Track reconciled and overdue payments in real time.

Try Modern Treasury and see how smooth payment operations can be.