Power Cross-Border Payments with Modern Treasury Payments and Ledgers
Send payments and track balances in any currency using one API. Initiate cross-border payments, and capture every gain, loss, and settlement in your ledger.
FAQs
Modern Treasury is a unified payments platform for sending and receiving money across currencies. One API gives you banking and stablecoin rails, built-in compliance, and real-time visibility—so you can launch cross-border flows in days, not months.
Yes. You can support multi-currency wallets (e.g., USD and EUR) and enable wallet-to-wallet transfers across currencies. The platform maintains accurate cash and user balances for each currency, giving you a clean, auditable record for every conversion and transfer.
You can convert externally or through partners and record the effective FX rate alongside each transaction. Modern Treasury stores the conversion context with the resulting debits/credits, so product, finance, and compliance teams get a clear, end-to-end audit trail.
Use ACH, wire, RTP/FedNow, and USDC from one platform. Most teams complete KYB and start processing in days. Start on Modern Treasury's integrated banking/stablecoin network to move fast, then bring your own bank later—without changing your integration.
One platform for FX payments, rates, and ledgers.
Initiate cross-border payments, quote exchange rates, and record every movement of money—accurately, and at scale.