Join Nacha and Modern Treasury for a conversation on standardizing payments information.Watch Now →
Programmable Payments
Implement our RESTful API with just a few lines of code, refine it in a complete test environment, then scale it to millions of transactions.
The platform for platform payments
Flexible
Payments are complex, build your own custom flows. Easily create payment flows to match your company’s needs.
Scalable
We do the counting, you code what counts. Don’t worry about NACHA files, FTP, batch timings, or building to a bank core.
Practical
Teams need internal tools, get them for free. We support team-based workflows with a unified app and API.
Secure
We operate at the highest level of payments security.
Frequently Asked Questions
There are no dollar limits to any single transaction. Our platform operates in conjunction with your bank, so we can help you send and receive money up to any limits established with your bank partner.
No, Modern Treasury moves money on behalf of customers from their own bank accounts. We do not sit in the flow of funds at any point in the payment life cycle.
Modern Treasury is a software layer that sits between you and your corporate bank. We integrate into legacy, complex bank core infrastructure on a customer’s behalf, and then you can use our simple API.
You payment flows are easily portable between bank accounts or banks. Once the new bank or bank account is connected and live, all you need to do is change the account id attribute of each API call.
There are no limits to API calls or transaction counts.
Counterparty count is unlimited.
Modern Treasury supports sending webhooks to your systems when events occur on our platform. You can set up multiple endpoints where you receive events and customize which events you receive. Webhooks will also be retried on an exponential backoff schedule if delivery fails. Additionally, our users can poll our API for the latest status of objects.
Build with one API to all banks. Try Modern Treasury today.
Connect with our team of experts to learn how Modern Treasury can move your business forward.
Subscribe to Journal updates
Discover product features and get primers on the payments industry.