Announcing new features for real-time, AI-assisted reconciliation. Learn more →


One Platform. Three Products. Continuously Connected.

Transform financial operations with integrated real-time data, driven by the RISE Engine.

Diagram of Modern Treasury's RISE Engine, including Payments, Reconciliation, Ledgers
RISE Engine

Bring Intelligence to Financial Data

The RISE Engine powers our platform, providing real-time intelligence to financial workflows.

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Relays data in real-time across banks, payment processors, internal systems, and more.

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Integrates data into the cloud for easy accessibility and maximum scalability.

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Structures data based on a semantic understanding of financial transactions.

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Enhances workflows with AI, driving rapid learning and system resilience.

AI Suggestions and Automations

Increase the efficiency and accuracy of your financial processes with AI-assisted workflows.

Read about our approach
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Platform Features


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Banks and Payment Processors

Retrieve and push data between banks, payment processors, card issuers, and more.

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Systems of Record

Get and send information between ERPs and internal systems.

Deeply Connected

Browse our complete list of integrations.

View Integrations


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Approval Flows

Secure payments with easily-configured, granular, sequential approval rules.

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Roles and Permissions

Custom roles and permissions, with full support for SCIM and SSO.

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Audit Trail

Complete, immutable audit logs, that support the integrity of your financial operations.

Developer Tools

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APIs, Webhooks, SDKs

Modern developer tools for easy, resilient integrations.

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Pre-Built UIs

Seamlessly add payment or onboarding experiences to your products.


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Create, send, and track invoices with built-in payment flows.

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Cash Management

Automate sweeps and get real-time visibility into your cash position.

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AI Suggestions

AI-assisted match and rule suggestions for more complete and efficient reconciliation.

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Exception Handling

Quickly identify and manage exceptions such as data ingest anomalies.

Business Intelligence

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Advanced, easy-to-build reports that can be scheduled or pushed to custom locations.

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Automated and custom alerts for faster payments, ledgering, and reconciliation.

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Comprehensive infrastructure to orchestrate bank payments at scale.

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Leverage AI and reconcile 100% of transactions faster with a self-learning system.

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Track money or any store of value in an accurate, scalable database.

Transform Your Financial Operations Today

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