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Customers

Symphony powers a rewards savings platform

The partnership enables Symphony to deliver fixed 5% APY savings, automated deposits, rewards on every dollar saved, and seamless money movement between traditional fiat and stablecoin rails.
A woman sits cross-legged at home using her phone, with the Symphony logo
Use case

Rewards savings

ProductPayments infrastructure
Payment rails

Traditional banking + stablecoins

Scale

Fixed 5% APY; 15+ airline and hotel partners

Contents
What Symphony is building

What is Symphony building?

Symphony is building the first consumer savings app that lets users earn credit-card-style points on their savings with a fixed 5% APY. Consumers can redeem points for travel and exclusive experiences through partnerships with leading global airlines and hotel groups.

For decades, financial products have rewarded consumers for spending more. As we build the future of savings, we wanted infrastructure that could support both traditional financial products and emerging digital asset experiences. Modern Treasury gives us a flexible foundation to move money across both worlds.

Vik Chawla
Founder and CEO, Symphony
The use case

How does Symphony use Modern Treasury?

Manage customer funding flows.
Automate movement between accounts.
Connect fiat balances with stablecoin-based capabilities.
Initiate, track, and reconcile money movement across banking and blockchain rails.
Why Modern Treasury

Why did Symphony choose Modern Treasury?

Symphony wanted infrastructure that could support both traditional financial products and emerging digital asset experiences.

Modern Treasury's platform provides a single system for initiating, tracking, and reconciling money movement across banking and blockchain rails.

June 17, 2026

Symphony Selects Modern Treasury's Payments Infrastructure to Power Rewards Savings Platform

See how Modern Treasury can power money movement for your business.

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