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Simplify the Flow of Payments
From insurance companies to care providers, healthcare companies of all kinds use Modern Treasury to process bank payments in-house, reduce overhead, and automate reconciliation.
Automate. Centralize. Simplify.
Automated reconciliation
Simplify reporting and payment attribution with clean data.
Transparent payments
Confirm and reconcile payments continuously and in real-time.
Faster collections
Speed up payments via checks, ACH, wires, RTP, and FedNow.
Embedded payments
Build automatic payment experiences with a modern API.
Sana Benefits scaled their insurance platform with help from Modern Treasury.
Payments Infrastructure for Healthcare
Reduce overhead and simplify operations for patients and providers, while using your bank of choice.
Provider Payouts
Payout 2x-3x faster by using ACH, wires, RTP and FedNow.
Patient Reimbursements
Accept payments via ACH, wires, RTP, and FedNow.
Reconciliation
Automate 94% of bank reconciliation.
Checks and Invoices
Programmatically process and reconcile paper items.
Bank Integrations
Quickly integrate with global bank partners.
Power Financial Products
Automate payments in HSA, FSA, lending, and insurance.
Payment Visibility
Unlock a full audit trail for all payments in your platform.
Payment Portals
Intermediate payments using the RESTful payment APIs.
Frequently Asked Questions
No, Modern Treasury's systems are not designed to process PHI subject to HIPAA. Instead, we partner with our customers to minimize the data they share so they can meet their own compliance obligations, such as through de-identification.
No. Modern Treasury does not hold your funds in our bank accounts or route transactions by touching your money. When you initiate a payment order, for instance, we send an instruction to your underlying bank partner. We are an independent software layer built on top of your bank partner.
Modern Treasury implemented a wealth of practices to guarantee the safe exchange of payment data: from API-wide encryption to stringent organizational measures. For details on our security practices visit .
Yes. For details on sending and receiving money via checks and lockboxes, review our documentation here.
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