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Modern Treasury for Marketplaces

Payments Infrastructure that Scales

Unlock interest revenue, scale faster, and regain control by integrating directly with your bank and reducing dependency on legacy tools.

Why Marketplaces Use Modern Treasury

Centralize. Automate. Earn.

Faster payouts

Payout directly from your bank account and remove intermediaries.

Earn money on float

Process payments with money sitting in interest-bearing accounts at your current bank.

Centralize financial data

Reconcile and ledger transactions from bank and non-bank data sources.

Build new payment experiences

Build digital wallets, escrow, and automatic payout experiences with a modern API.

Scale faster

ClassPass scaled programmatic payouts to tens of thousands of studios with Modern Treasury

Read Customer Story
Classpass
Classpass
Marqeta
Revolut
Gusto
Pipe
Outdoorsy
Navan
Sana
Settle
Classpass
Marqeta
Revolut
Gusto
Pipe
Outdoorsy
Navan
Sana
Settle
Classpass
Marqeta
Revolut
Gusto
Pipe
Outdoorsy
Navan
Sana
Settle
Use Cases

Power complex payment operations

Modern Treasury is a complete infrastructure partner for marketplaces to design bespoke fund flows and payment processes.

Seller payouts

Payout 2x-3x faster by using ACH, wires, RTP and FedNow.

Buyer pay-ins

Accept payments via ACH, wires, RTP, and FedNow.

Ledgering balances

Display buyer and seller balances from a central double-entry database.

Unified reconciliation

Reconcile bank-initiated payments and non-bank sources like Stripe.

Escrow

Hold funds for users in interest-bearing accounts.

Bank integrations

Integrate with global bank partners quickly.

Attribution of incoming funds

Give buyers and sellers real-time status on incoming wires and ACH payments.

FBO accounts

Manage funds on behalf of your sellers and buyers.

Insights

Learn how marketplaces can build payment systems that scale

Try Modern Treasury and experience the future of money movement

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