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Centralize. Automate. Earn.
Payout directly from your bank account and remove intermediaries.
Earn money on float
Process payments with money sitting in interest-bearing accounts at your current bank.
Centralize financial data
Reconcile and ledger transactions from bank and non-bank data sources.
Build new payment experiences
Build digital wallets, escrow, and automatic payout experiences with a modern API.
Power complex payment operations
Modern Treasury is a complete infrastructure partner for marketplaces to design bespoke fund flows and payment processes.
Payout 2x-3x faster by using ACH, wires, RTP and FedNow.
Accept payments via ACH, wires, RTP, and FedNow.
Display buyer and seller balances from a central double-entry database.
Reconcile bank-initiated payments and non-bank sources like Stripe.
Hold funds for users in interest-bearing accounts.
Integrate with global bank partners quickly.
Attribution of incoming funds
Give buyers and sellers real-time status on incoming wires and ACH payments.
Manage funds on behalf of your sellers and buyers.
Learn how marketplaces can build payment systems that scale
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