Advancing Our Mission of Building The Most Trusted Infrastructure for Money Movement
Modern Treasury has acquired Beam. Together, we’re building payment infrastructure that unifies fiat and stablecoin rails under one roof
When we started Modern Treasury in 2018, payments were difficult. My co-founders and I experienced the challenge of working with the traditional banking system. We knew there had to be a better way, so we set out to give builders like ourselves powerful and easy-to-use building blocks for money movement.
Fast forward to 2025. Modern Treasury has accelerated innovation throughout the economy by enabling companies like Procore, Bilt Rewards, and Navan to move hundreds of billions of dollars. But payments are still hard. Companies want to build. But the market is filled with banks and card-first PSPs that are slow, expensive to work with, and missing critical capabilities.
There has to be a better way. When I took over as CEO in July, it was to accelerate Modern Treasury’s mission of building the most trusted infrastructure for global money movement.
Today, we’re sharing an exciting step on this journey. We have acquired Beam, a platform that has pioneered instant stablecoin and fiat payments for companies like Sling Money. Together, we will build the most robust payment service provider (PSP) across fiat and stablecoin payments.
Expanding Instant Payments with Stablecoin
Beam’s stablecoin orchestration technology expands what builders can do with instant, global payments. With one API, companies will be able to support real-time payments via stablecoins, Push-to-Card, RTP, and FedNow, as well as ACH and wires. Modern Treasury will handle the heavy lifting of KYC, KYB, and AML across both fiat and blockchain-based rails, enabling faster launches without months of bank onboarding or compliance work.
This expansion unlocks instant payouts, seamless on- and off-ramping, and more efficient treasury operations without stitching together multiple providers. It’s the next evolution in programmable, multi-rail money movement.
Strengthening Our Platform and Vision
Beam founder Dan Mottice—who previously led Visa’s crypto settlement products and Visa Direct Payouts—will join us as Head of Beam.
As Dan put it:
“Stablecoins can play a major role in the future of payments—but to make that real, you need scale, regulatory strength, and trusted infrastructure. By joining forces, we’re accelerating that vision. Beam’s stablecoin and fiat orchestration capabilities will be woven directly into Modern Treasury’s platform to unlock instant pay-ins and payouts, FX efficiency, and next-generation liquidity management, all within a trusted enterprise-grade system.”
For our customers, this means faster, more flexible ways to move money globally—sending payroll, managing treasury operations, or enabling cross-border commerce.
I’m thrilled to welcome Beam to Modern Treasury and look forward to reshaping the future of payments together!
If you're interested in learning more about how Beam and Modern Treasury can help your company move faster, reach out to us. Read more about Beam joining Modern Treasury here.
