Acceptable Use Policy

Acceptable Use Policy (AUP)

In using the Services, you must refrain from any illegal, fraudulent, abusive, dangerous, or threatening behavior. We reserve the right to immediately suspend, block and/or terminate your access to or use of the Services if, in our sole discretion, (i) such behavior is exhibited or (ii) your use of the Services facilitates or involves business activities that, although legal, create a reputational risk for Modern Treasury.

As a condition of your access to or use of the Services, you agree to:

• Comply with the Terms and this AUP;
• Comply with all applicable laws, rules and regulations;
• Upload and use only Account Data which you own or to which you have obtained all required rights, waivers, permissions and consents and in accordance with all applicable laws, rule and regulations;
• Prevent unauthorized access to or use of the Services and keep passwords and all other login information to your Account secure and confidential;
• Promptly notify us if you become aware of or reasonably suspect any illegal or unauthorized activity or a security breach involving your Account, including any theft, loss, unauthorized access to, disclosure, or use of any login information or account; and
• Comply with all terms applicable to any third party products and services, including any that you elect to use along with the Services.

Further, as a condition of your access to or use of the Services, you agree not to:

• Attempt to reverse engineer, decompile, disable, disassemble, modify, copy, translate, or disrupt the features, functionality, integrity, or performance of the Services, or sublicense, resell or time share the Services, or otherwise attempt to discover the source code, object code or underlying structure, ideas or algorithms of the Services or any software, documentation or data related to the Services or our website or platform;
• Use the Services for timesharing or service bureau purposes or for any purpose other than your own internal business use;
• Upload to, or transmit from, the Services any data, file, software, or link that contains or redirects to a worm, virus, Trojan horse or other harmful code or a technology that unlawfully accesses or downloads content or information stored within the Services;
• Violate any applicable law, rules or regulations, the privacy rights of any third party or use the Services to store or transmit any information that may infringe upon or misappropriate any third party intellectual property rights;
• Attempt to receive or actually receive duplicate compensation for a disputed payment from any bank;
• Engage in any transactions involving illegal or counterfeit goods, stolen goods, illegal or controlled substances or any substances that pose a risk to consumer safety;
• Post or transmit any Account Data or other content that is fraudulent or misleading;
• Engage in any transactions involving illegal services, including but not limited to counterfeit services, illegal gambling, pyramid schemes or Ponzi schemes or money laundering;
• Post, upload, share or distribute any content that is unlawful, defamatory, libelous, inaccurate, or that a reasonable person could deem to be objectionable, profane, indecent, pornographic, harassing, threatening, embarrassing, hateful, or otherwise inappropriate;
• Impersonate any person or entity or misrepresent your affiliation with any person or entity;
• Access, search, or use any software or other tool or method to access, search, or download any intellectual property from the Services by any means (i.e., ‘scraping’) other than our approved interfaces;
• Probe, scan, or test the vulnerability of any of our systems or networks, breach any security or authentication measures, or attempt to gain unauthorized access to the Services, systems or networks including to circumvent any software, security protections or monitoring of the Services;
• Initiate a denial-of-service attack or a distributed denial-of-service attack, or otherwise attempt to interfere with the proper working of the Services;
• Attempt to obtain personal information, or collect or record any information or Account Data of other users of the Services;
• Use the Services except for your own personal use or the use of the entity for which you have authorization;
• Send or share any altered, deceptive or falsely sourced information, including ‘spoofing’ or ‘phishing’;
• Use the Services in any manner that may harm any person or entity;
• Engage in activity that incites or encourages violence or hatred, or that discriminates;
• Access or use the Services in order to build a similar or competitive product or service; or
• Authorize, permit, enable, induce or encourage any third party to do any of the above.

Third Party Products and Services

If you access or use the Services integrated with third party products or services including third party application programming interfaces (APIs) (“Third Party Services”), you are solely responsible for procuring any and all rights necessary to access Third Party Services, and your use of those services will be subject to the terms and conditions of such third parties. You agree that you are using those products and services at your own risk. We are not responsible for the operation of any Third Party Services nor the availability or operation of the Services to the extent such availability and operation is dependent upon Third Party Services. We do not provide any warranty or support for products and services provided by Third Party Services. Any exchange of data or other interaction between you and a third party provider of Third Party Services is solely between you and such third party provider and is governed by such third party’s terms and conditions. Specifically, Account Data, in some cases, may also be shared with the third party provider and used in connection with your access to those products and services. As such, we will not be responsible for any use, disclosure, modification or deletion of Account Data that is transmitted to, or accessed by, any third party products or services.