Real-Time Payment Operations for Money Services Businesses
Build a foundation for regulatory reporting today so you can stay audit-ready and scale for tomorrow.
"Partnering with Modern Treasury has allowed us to scale quickly. In 2025, we have targets to onboard thousands of general contractors, and leveraging Modern Treasury’s ledgers to stand-up a money transmitter license will be huge."
Brent Heatherington • Principal Product Manager at Procore
Payment Operations That Adapt As You Grow
Create a Single Source of Truth
Track transactions and instantly produce audit trails with a secure and unchangeable ledger.
Automate Reconciliation
Increase accuracy at scale with AI-powered transaction matching and customizable rules.
Confirm Real-Time Balances
See it all from one dashboard so you can easily spot and resolve exceptions.
Streamline Reporting
Create regulatory reports in no time, and be prepared for any audit, at any level.
One Platform, Simpler Payment Operations
Get more time to focus on what your business does best, and we’ll take care of the rest.
Move
Automate your payment operations with a single API that connects to any payment rail.
Track
Track money movement as it happens from a real-time, scalable database.
Reconcile
Reconcile faster with AI-powered transaction matching that improves with time.
Resources for Payments and Product Leaders
Get Ahead of Compliance
“With Modern Treasury’s double-entry ledger, we can better reconcile the flow of funds, especially when it comes to maintaining balances in omnibus or FBO accounts, where we need to understand exactly how much money should be in each account at any given point in time.”
Greg Franczyk, Chief Technology Officer at Wingspan
