Real-Time Payment Operations for Money Transmitter License Holders
Save time and stay audit-ready with real-time tracking and reconciliation — all from one platform.
“Ledgers lets us track studio balances reliably and transparently, ensuring that we don’t have to manually verify studio balances before paying them out.”
Kurtis Poole • Product Manager at ClassPass

Tracing and reporting made seamless
Centralize Your Data
Create a single source of truth across all payment systems, and instantly produce audit trails.
Never Lose Track
Get a clear, real-time view of your balances and potential exposures from one dashboard.
Detect Payment Anomalies Early
Automate reconciliation with AI-powered matching to flag and resolve exceptions sooner.
Streamline Reporting
Create regulatory reports in no time and be prepared for any audit, at any level.
One Platform, Simpler Payment Operations
Empower your business and delight your customers with the only platform that moves, tracks, and reconciles payments in real-time.

Move
Automate your payment operations with a single API that connects to any payment rail.

Track
Track money movement as it happens from a real-time, scalable database.

Reconcile
Reconcile faster with AI-powered transaction matching that improves with time.
Resources for Payments and Product Leaders
Get Ahead of Compliance
"Modern Treasury ensures we have a complete picture of all the money flowing in and out, so we know exactly where every dollar is and that nothing is missing or mismatched."
Jonathan Spinetto, Chief Operating Officer and Co-Founder at NFTYDoor