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M&T Bank Routing Numbers and SWIFT Codes

Whether it's SWIFT codes, routing numbers, or wire transfer information, get everything you need to send and receive payments using M&T Bank below.

M&T Bank Routing Numbers

A routing number is a unique, nine-digit code used to identify your bank account in a financial transaction. You can use routing numbers to send ACH payments and wire transfers. M&T Bank has three different routing numbers - the number you use depends on which state you're in.


M&T Routing Number for New York, New Jersey and Connecticut


M&T Bank Routing Number for Pennsylvania and Delaware


M&T Routing Number for Maryland, Virginia, West Virginia and Washington, DC

M&T Bank SWIFT Code and Wire Transfer Routing Number

A SWIFT code, also known as a Bank Identifier Code (BIC), is a code used to identify the country, bank, and branch that an account is registered to. Similar to sending mail, SWIFT codes act as an address for where money should be sent when transferring money internationally.


M&T Bank SWIFT Code


M&T Bank Routing Number for Wire Transfers

What is SWIFT?

In order to solve a common problem of communicating cross-border payments, 239 banks from 15 European countries came together in 1973 to form the Society for Worldwide Interbank Financial Telecommunication. Headquartered in Brussels, Belgium, it is commonly known as SWIFT. Today, more than 11,000 institutions from 200 countries use SWIFT to communicate.

What is a Routing Number?

A routing number is a unique, 9 digit code that is used to identify a bank in a financial transaction. Since around 1910, routing number's have been used to to reduce error and improve communication between banks. Every bank has at least one unique routing number, although many banks will have more than one, depending on their size and number of branches.

What is a Wire Transfer?

A wire transfer is an electronic payment made through a global network, allowing for fast, irreversible, foreign or domestic electronic money transfers. Wire transfers play a critical role for businesses and individuals alike. They offer higher transaction limits for single payments and are often used when paying large sums of money.

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