Homegrown Selects Modern Treasury’s Payment Service Provider for Its Growth Capital Platform

San Francisco, CA — [October 29, 2026] — Modern Treasury, which provides infrastructure for global money movement, today announced that Homegrown has selected Modern Treasury’s payment service provider (PSP). Homegrown will use Modern Treasury to disburse growth capital to operators, contractors, and vendors, collect monthly revenue-share repayments, and track balances throughout each financing agreement.

Homegrown finances expansion for multi-unit food and beverage, retail, fitness, and wellness businesses. Its New Location Expansion and Tenant Improvement (TI) Bridge products provide up to $2 million for new buildouts, without personal guarantees or equity dilution, with closings in as little as three to four weeks.

That financing helps operators pay for construction, equipment, and other costs of opening a location. TI Bridge funding covers buildout expenses while operators wait for landlord reimbursements. As Homegrown finances more locations, it needs to deliver funds promptly, manage repayments over multi-year terms, and give operators an accurate view of their balances.

“Every deal we do involves moving money at critical moments, whether that’s fronting buildout costs before a landlord reimburses an operator or collecting a percentage of monthly revenue over the life of a contract,” said Michael Davis, Founder and CEO at Homegrown. “Modern Treasury brings accounts, payments, and ledgering together in one integration, so we can deliver our capital faster, track every dollar, and give operators the same confidence in us that we have in them.”

With one integration, Homegrown will use Modern Treasury’s Payments API to:

• Disburse Homegrown’s capital to operators, contractors, and vendors via ACH, wire, RTP, and FedNow, so buildouts stay on schedule
• Collect monthly revenue-share repayments via ACH debit with automated reconciliation
• Programmatically create sub-accounts to segregate funds by operator, location, or deal without adding operational overhead
• Ledger every transaction in real time, giving Homegrown and its customers an accurate record of disbursements, repayments, and remaining balances against each contract’s cap

Through Modern Treasury’s full-stack Payments API, Homegrown avoids stitching together separate systems to track money from disbursement through repayment.

“Main Street operators are the backbone of local economies, and they need access to capital at the speed of their business,” said Matt Marcus, Co-Founder and CEO of Modern Treasury. “Homegrown is building a better way to finance the next generation of neighborhood brands. We’re proud to provide the payments platform that helps them scale while delivering the speed, visibility, and trust operators expect.”

Learn more about Modern Treasury’s payments platform at moderntreasury.com/products/payments.

About Modern Treasury

Modern Treasury provides trusted infrastructure for global money movement. Trusted by leading enterprises and financial institutions, the platform helps businesses launch and scale payment experiences in days, not months, with best-in-class developer tools and a single API for both fiat and stablecoin transactions. With built-in compliance, ledgering, and reporting, Modern Treasury enables instant, reliable, and scalable money movement for companies of all sizes.

Backed by leading investors including Benchmark, Altimeter, and Salesforce Ventures, Modern Treasury has powered over $600 billion in payments for hundreds of organizations.

Learn more about Modern Treasury at www.moderntreasury.com.

About Homegrown

Homegrown provides revenue-based growth capital to multi-unit brick-and-mortar operators in food and beverage, retail, fitness, and wellness. Its products, including New Location Expansion and TI Bridge, finance buildouts, equipment, acquisitions, and tenant improvements without personal guarantees or equity dilution. Based in Atlanta, Homegrown is the sole provider of all financing described in this release.

Learn more about Homegrown at www.joinhomegrown.com.

Disclaimer: Modern Treasury is not a lender and does not provide financing. All capital is provided by Homegrown’s partners. Modern Treasury supplies the payments infrastructure Homegrown uses to move and ledger that capital.