Modern Treasury Launches Non-Custodial Stablecoin Wallets, Bringing Global USD Accounts, Embeddable Wallets, and Orchestration Together through One API

WASHINGTON, D.C. — Stablecon — September 9, 2026 — Modern Treasury today announced non-custodial Stablecoin Wallets, giving startups, platforms, and their end-users direct control over on-chain assets. This extends Modern Treasury's custodial wallet infrastructure, enabling customers to build embedded non-custodial wallet experiences within their business workflows and for their end users. The launch also accelerates Modern Treasury's roadmap for new blockchain integrations and new stablecoin support.

Modern Treasury is partnering with Turnkey to secure and scale the underlying infrastructure for its non-custodial Stablecoin Wallets. Turnkey supports more than 100 million wallets and secures billions of dollars in assets. Turnkey’s infrastructure is integrated directly into Modern Treasury’s platform, so customers can access it through the same API without building or managing a separate integration.

As stablecoins like USDG, USDC, and USDT become a more common way to move and store value globally, startups and platforms increasingly want to leverage stablecoin-powered solutions, alongside traditional payment services.

By combining Stablecoin Wallets, Global USD Accounts, and payment orchestration within the same infrastructure that has moved more than $600 billion, Modern Treasury is delivering the most unified way to move, hold, and ledger money across the U.S. financial system and stablecoins.

One Platform for Fiat and Stablecoin Money Movement

Stablecoin Wallets are designed to make programmable dollars work more like the financial accounts users already understand, while offering the speed, global reach, and programmability stablecoins offer.

Startups and platforms using Modern Treasury's non-custodial Stablecoin Wallets can:

• Launch non-custodial stablecoin experiences – Stablecoin Wallets can be offered to users in the U.S. and more than 90 countries.
• Pair custodial and non-custodial wallets – Platforms can hold assets custodially via our partner, Paxos, for their own operations while giving end users self-custodied wallets, all on the same unified infrastructure.
• Build rewards products – USDG can power rewards for products built on Modern Treasury.
• Manage fiat and stablecoins together – Paired with Modern Treasury's Global USD Accounts, end-users in 90+ countries have the flexibility to hold fiat for payments, convert into stablecoins, or use both. Funds held in fiat may qualify for FDIC pass-through insurance through Modern Treasury’s banking partners.
• Move money any way through a single integration – Startups and platforms can orchestrate flows between stablecoins (USDG, USDC, and USDT) and USD via ACH debits, ACH credits, checks, wire, RTP, FedNow, and push-to-card, with built-in ledgering.

The result is one infrastructure layer for products that need to store value, move money, and maintain an accurate record across fiat and stablecoins.

"At Morse, we're building for people whose financial lives span countries, currencies, and banking systems," said Mike Hudack, Co-Founder and CEO of Morse. "Modern Treasury's wallets support an instant and seamless experience to connect our users to the US financial system."

Built for How Startups and Platforms Actually Use Stablecoins

Non-custodial Stablecoin Wallets can support a growing range of use cases, including:

• Stablecoin-native cross-border settlement – Companies such as Depa onramp customer funds from fiat into stablecoins, orchestrate cross-border settlement through connected wallets and rails, and convert them into local currencies for last-mile payout.
• Efficient liquidity management – Global payment providers and platforms can use stablecoins to reduce pre-funding burden across payment corridors.
• Dollar-denominated accounts – Platforms can offer individuals and businesses a dollar-denominated stablecoin balance to send, receive, and hold, giving users in volatile-currency markets a way to save in USDG, USDC, or USDT.
• Modern financial products - Platforms and startups can connect stablecoin balances to DeFi protocols, AI agents, and other emerging systems, powering programmatic financial products that wouldn't be possible with traditional rails.
• Global payroll and payouts – Freelancer and payroll platforms, along with startups, can build toward global, programmatic, instant payouts to employees, with the option to pay directly into employee-controlled wallets.
• Marketplace payments – Marketplaces can build experiences that allow buyers to pay with stablecoins while sellers receive, hold, and programmatically move into fiat when needed.

As Modern Treasury brings wallet support to additional blockchains and stablecoins, these use cases scale on the same unified platform, so businesses never have to stitch together new infrastructure chain by chain.

"Non-custodial wallets extend what our stablecoin wallets and orchestration can already do, giving customers even more flexibility in how they build payment experiences — for their own operations, or for the customers they serve, all through one unified platform. It also accelerates our ability to add new stablecoins and blockchains faster, so our customers can adapt as the market evolves," said Matt Marcus, Co-Founder and CEO of Modern Treasury.

Non-custodial Stablecoin Wallets are available today through Modern Treasury's early access program for select customers and supported use cases.

Join our upcoming webinar for a first look at building with our new Stablecoin Wallets: moderntreasury.com/events/build-with-mt-stablecoin-wallets.

Visit us at Booth #516 during Stablecon to learn more.

About Modern Treasury

Modern Treasury provides the most trusted infrastructure for global money movement. Trusted by leading enterprises and financial institutions, the platform helps businesses launch and scale payment experiences in days, not months, with best-in-class developer tools and a single API for both fiat and stablecoin transactions. With built-in compliance, ledgering, and reporting, Modern Treasury enables instant, reliable, and scalable money movement for companies of all sizes.

Backed by leading investors including Benchmark, Altimeter, and Salesforce Ventures, Modern Treasury has powered over $600 billion in payments for hundreds of organizations.

Learn more about Modern Treasury at www.moderntreasury.com.