Introducing Modern Treasury Payments. Built to move money across fiat and stablecoins. Learn more →
Tech Talk: Stablecoins in Practice: How Builders Are Navigating the Multi-Rail Shift
Inside the shift to instant, global, and multi-rail payments.
This session on multi-rail payments and stablecoins dives deeper into how fast-growing teams are using stablecoins, instant rails, and new flow-of-funds patterns to build modern payment experiences. CTO Sam Aarons and Head of Stablecoins Dan Mottice share practical insights from teams operating at scale.
In the recording, they go beyond the fundamentals to examine how builders are using stablecoins alongside ACH, RTP, and FedNow in production environments. The conversation explores emerging patterns around instant settlement, the rise of 24/7 global flows, and how companies are rethinking their flow of funds as payment rails continue to expand.
Speakers
Sam is co-founder and CTO of Modern Treasury. Before that, was an engineer at Kiavi (fka Lending Home), was co-founder and CTO at Agustus & Ahab, and worked for Everlane and Rearden Commerce. He earned his BS from Columbia University, where he also worked on hacking projects. Sam is known to celebrate company milestones with Krispy Kreme deliveries.
Daniel Mottice is Head of Stablecoins at Modern Treasury. Previously, he led teams at Visa Crypto and Visa Direct Payouts, where he helped build infrastructure for instant disbursements and digital asset payments.
Matt Craig is the Product Manager for Payments at Modern Treasury, responsible for architecting the company’s multi-rail platform that unifies bank rails and stablecoins into a single, developer-friendly system. Before joining MT, he built Payflows’ global treasury management platform with integrations to 50+ banks and held product and operations roles at Qonto and Back Market overseeing high-volume payouts and risk systems.
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