SEC Codes
An SEC code is a three letter code that describes how a payment was authorized by the consumer or business receiving an ACH transaction. SEC stands for 'Standard Entry Class'. SEC codes are defined and maintained by NACHA, the governing body for the ACH network.
ACK
ACH Payment Acknowledge
ADV
Automated Accounting Advice
ARC
Accounts Receivable Entry
ATX
Financial EDI Acknowledgment
BOC
Back Office Conversion Entry
CCD
Corporate Credit or Debit Entry
CIE
Customer Initiated Entry
COR
Notification of Change or Refused Notification of Change
CTX
Corporate Trade Exchange
DNE
Death Notification Entry
ENR
Automated Enrollment Entry
IAT
International ACH Transaction
MTE
Machine Transfer Entry
POP
Point of Purchase Entry
POS
Point of Sale Entry
PPD
Prearranged Payment and Deposit
RCK
Re-presented Check Entry
SHR
Shared Network Transaction
TEL
Telephone- Initiated Entry
TRC
Truncated Entry
TRX
Truncated Entry Exchange
WEB
Internet Initiated/ Mobile Entry
XCK
Destroyed Check Entry