Modern Treasury Payments
Move Money, Instantly
An integrated payment service provider (PSP) that moves money across ACH, wires, RTP, FedNow, and stablecoins—with accounts and compliance built in.
With Beam, we've found that our withdrawals in the U.S. are faster than those of Venmo and Cash App. Now that Beam has fully integrated into Modern Treasury's robust platform, we're excited to leverage the new PSP to support higher volumes, more complex flows, and enterprise-grade payment operations.
With Modern Treasury, we're wiring the banking system directly into the digital asset economy so that institutions can move at crypto speed with bank-grade trust.
We outgrew BaaS-style platforms that introduced unnecessary restrictions and delays that slowed down our execution pace. We had been following Modern Treasury's growth and roadmap for years, and ultimately chose to move to their platform. We're excited to implement workflows that flex to the needs of our business, from SPV funding to borrower repayments, enabling us to be the modern, fast, dependable platform our customers expect us to be.
Go From Zero to Scale
Start fast with our integrated PSP and scale to direct bank relationships without rebuilding. Ledgering, reconciliation, and orchestration are first-class primitives, not black boxes.
Go Live in Days
With our PSP, you can skip months of integration work. Build in the sandbox, complete KYB, and start sending payments—all in days, not months.
One API for Fiat and Stablecoins
Modern Treasury provides unified access to fiat and stablecoin networks, with consistent APIs, ledgering, and compliance across major rails.
Usage-Based Pricing
Pay as you grow your platform on top of Modern Treasury. Pricing scales with actual usage, not long-term volume commitments.
Scale Forever
Modern Treasury can support companies of any size. Start with the PSP. Add direct bank partners as you grow, all within the same integration.
How It Works
Onboard, move money, and track every transaction—all in one platform.
Onboard
Move
Track
Built for Your Use Cases
Support Pay-Ins and Payouts
Collect or send funds over ACH, wire, RTP, FedNow, push-to-card, or stablecoins with one API.
Launch Instant Payments
Pay workers, creators, and sellers instantly across RTP, FedNow, push-to-card, and stablecoins.
Stablecoin Orchestration
Fast, low-cost conversion between U.S. dollars and stablecoins directly in your product. Off-ramp, on-ramp across rails—all in one flow.
Payments Processed
Across Fiat and Stablecoins
Not Months to Go Live
Compare How Different Solutions Stack Up
Payment Infrastructure Approaches
Build It Yourself
All managed by you
Bring Your Own Bank
Hybrid approach
Full-Stack PSP
Modern Treasury handles everything
Ready to Build?
Let's talk about the use case and pricing that fits your roadmap.