A new era of payments is here. Download the State of Payment Operations 2023 report now.Learn more
The Operating System for the New Era of Payments
Modern Treasury’s suite of APIs move finance and product teams forward with faster payments, automatic reconciliation, and real-time financial data.
The State of Payment of Operations 2023
A new era of payments is here. Download our third annual report and explore insights from over 500 of today's top finance professionals.
Move money at the speed of software
Build products that move money and streamline payment processes with a unified operating system.
Deliver new products and optimize your payment flows. See how Navan uses Modern Treasury to power their Expense Management platform.
Improve transparency and customer delight. See how Parafin disburses funds to small businesses immediately with Modern Treasury.
Automate your end-to-end product and financial workflows. See how ClassPass scaled payouts to thousands of studios with Modern Treasury.
APIs and dashboards to move money faster and more transparently
Our payments platform and ledger database unify data from internal systems and payment providers to simplify your operations in a single source of truth.
Built to power complex payment operations
If you need to move or track a lot of money automatically, Modern Treasury can help.
Fintechs
Launch new payments products and workflows with our APIs.
Marketplaces
Accelerate payouts. Drive transparency throughout your marketplace.
Financial Services
Automate payments and unlock real-time visibility across your business.
Fortune 2000
Drive efficiency and streamline payment operations at scale.
A unified payments platform built for scale
Create in-product payment experiences over any bank rail, including RTP and FedNow. Get full control and visibility across banks with a centralized dashboard and modern APIs.
Reconciliation
Track, confirm, and attribute your payments in real-time with automatic reconciliation.
Compliance
Integrate AML compliance and fraud prevention into your payments workflows.
Controls
Enhance control and mitigate risk with robust, custom approval rules, and user permissions.
Virtual Accounts
Create and manage sub-accounts to segment funds and streamline payment attribution.
The database for money movement
Scale high-volume payment systems with a central, flexible source of truth. Log transactions from production and surface balances in your application in real-time.
Immutable ledger
Build safer, more accurate payment systems with an append-only database.
Integrations
Automatically ingest data from payment processors, card issuers, and more.
Central source of truth
Streamline your architecture by centralizing and normalizing your transaction data.
Scalable data store
Process billions of a transactions on a ledger fast enough to handle card authorization flows.
Solutions for the entire payment workflow
Custom flows, payments intelligence, built-in compliance modules: Modern Treasury solves the entire payment workflow.
Track and confirm your payments in real-time
Automate reconciliation across banks, processors, and business objects to save time and run your operations smoothly at scale.
Accelerate your workflows
Automate financial operations. Close your books faster.
Track payments in real-time
Monitor transactions. Catch anomalies to reduce risk.
Activate payments data
Unlock real-time financial data across your platform.
Unlock insights
Gather insights from rich, queryable payments data.
Dive deeper into the new era of payments
Navigate the world of payments with insights from industry experts. Written for payment, product, and finance leaders everywhere.
Try Modern Treasury and experience the future of money movement.
Connect with our team of experts to learn how
Modern Treasury can move your business forward.
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