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Payment Operations Built for the Instant Economy

Build your best business with faster payments, smart workflows, and real-time visibility, powered by AI.

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Use Cases

Get Ready for Real-Time

Welcome to the Instant Economy, where consumers expect fast, seamless experiences, and companies must deliver in real-time.

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Faster Payments

Accelerate payments through the automation of traditional and faster payment rails.

Programmatically, initiate, track, and reconcile payments across global banks and rails.

Integrate instant payments (RTP, FedNow) to improve customer experiences and reduce costs.


For Product Teams

One Platform for Payment Operations

Empower your business and delight your customers with the only platform that moves, tracks, and reconciles payments in real-time.

Automate Money Movement

Programmatically move money via traditional and instant payment rails at over 40+ global banks.

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Track Transactions Seamlessly

Track and manage transactions and balances in a performant database. Unify your financial data and make sense of it with AI.

Reconcile Transactions Continuously

Reconcile your payment operation transactions in real-time. Powered by granular matching, AI-driven exception management, and a system that learns and adapts over time.

Enterprise-Grade Security

Support for RBAC, SSO, SCIM, and SIEM. SOC I, SOC II, and PCI DSS compliant.

Seamless Connectivity

Start faster with pre-built integrations and flexible methods to ingest data via UI and API.

Modular Architecture

Modernize your entire infrastructure, or solve specific pain points, at your pace.

Robust Controls

Granular, conditional, and sequenced approvals for payments and reconciliation.


How Companies Use Modern Treasury

Payments Transformation is Business Transformation

Whether your business is new to hyperscale or a generational company, Modern Treasury is the partner of choice.

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Navan reimagined expense management

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C2FO increased revenue by entering the flow of funds

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DriveWealth unlocked real-time reconciliation


Designed for Confidence

AI That Puts You In Control

From controlled AI suggestions to granular permissions, Modern Treasury has everything enterprises need to confidently manage money at scale.

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Professional Services

Expertise That Cuts Through Complexity

Reach your goals by collaborating with our expert team to implement faster, unlock new use cases, and scale efficiently.

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Insights

Resources for Payments and Product Leaders Everywhere

See more in our Knowledge Hub

Payments primers, industry trends, and resources to help leaders navigate modern payments.

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