Stablecoin Payment Accounts are here.Request Early Access →

The Foundation for Any Financial Product

Track, move, and manage money with confidence—on a database built for transparency, control, and scale.

Emblem
Track

Gain confidence and real-time visibility into each transaction with a flexible and scalable ledger.

Emblem
Move

Streamline payment ops with a single API and dashboard that connects to ACH, wire, FedNow, RTP, and stablecoins.

Emblem
Manage

Work faster and smarter with an AI Agent and Workspace purpose-built for payments.

Move Money with Confidence

From digital wallets to card programs to programmatic payouts, the most ambitious products need infrastructure they can trust.

Emblem

Scale with a System You Can Trust

Reduce engineering lift by automating ledgering and payments through an API-first platform.

Track Transactions at Scale

Track every payment from send to settle with a single, scalable database.

Code Once, Send Many Ways

Automate payments across multiple banks and payment rails, including ACH, wire, FedNow,
RTP, and stablecoins.

One Workspace, Total Control

Connect your banks, ERPs, and processors to manage everything in real-time, where work happens.

Emblem

“There’s a lot of money coming in and a lot of money going out. By leveraging Modern Treasury, we have one place where money movement is tracked and our operations team can see the status of all the fund flows they handle.”

Dan Chen
Product Manager at Valon
Read story
Emblem

Save Time, Ship Faster

Build products faster and with confidence using pre-built bank integrations and an automatic ledger.

Get on the Fast Track

Save dev time and accelerate launches by offloading the heavy lifting.

Leave the Integrations to Us

Free up engineering resources by connecting to your banks in days instead of months.

Work Faster and Smarter

Meet the AI Agent that understands payments so you can work with speed and confidence.

Emblem

“Modern Treasury had everything we needed. Having a single point of connection to a vendor simplified our development and allowed us to go faster.”

Brent Heatherington
Principal Product Manager at Procore
Read story
Emblem

Level Up Your Customer Experience

Deliver a seamless customer experience with a payments platform that’s always two steps ahead.

Enhance Accuracy with Real-Time Tracking

Create a product experience your customers can rely on with real-time transaction and balance tracking across all accounts.

Deliver Instant Payments for Instant Delight

Integrate FedNow and RTP with instant eligibility checks, ACH fallbacks, Request for Payment support, and real-time payment confirmations.

Emblem

“Partnering with Modern Treasury is an exciting step forward in our journey to modernize our payment operations. By adopting their platform, we aim to streamline processes, enhance security, and deliver a seamless payment experience for our customers, agents, and partners.”

Bob Taylor
Vice President of Centralized Escrow Accounting AT Stewart Title
Read story
Emblem

Resources for Payments and Product Leaders Everywhere

The Proof is in the Platform
Simplify Your Payment Operations Today