Modern Treasury is a software layer that sits on top of your bank account, giving you a single, centralized integration for multiple bank accounts and payment methods.

Send and receive payments with ACH, Wire, Check, and more. Build high volume payment flows using the API or initiate one-off payments by hand in the web dashboard.

Create approval rules and trigger webhooks to control your payments, then track their status in real time, from a single transaction to flows spanning your entire business.

Scale your payment operations by automating the entire lifecycle of money movement, from initiation, through automatic reconciliation, to end of month accounting.