The payments operating system engineered for scale
Bank payments API
Programmatic money movement in 12+ rails and 50+ currencies.
A source of truth for all of money movement.
Reconcile incoming funds at scale and with full detail.
A central node to orchestrate payments across your stack.
Embedded fraud and suspicious behavior detection.
KYC & KYB
Real-time, comprehensive checks at onboarding.
A single pane of glass into your cash positions.
Always-on visibility for real-time status on money movement.
A payments platform to level up your business
Move money automatically at speed and scale. Simplify workflows with centralized and connected financial data.
Use our 30+ direct bank integrations to connect Modern Treasury. Unify account access to one API and dashboard and centralize your business’s financial data.
Send and receive payments with ACH, Wire, Check, and more. Build high volume payment flows using the API or initiate one-off payments by hand in the web dashboard.
Create approval rules and trigger webhooks to control your payments, then track their status in real-time, from a single transaction to flows spanning your entire business.
Scale your payment operations by automating the entire lifecycle of money movement, from initiation, through automatic reconciliation, to end of month accounting.
One system, many teams
Our App and API work from the same data, allowing you to create complex workflows.
Initiate a payment via API
Build automated, scalable payment flows that are tailored to your product
Approve the payment in the web app
Approve based on amount, bank account, or custom metadata filters
Dispatch a notification via the API
Automate notifications in real-time as payments are made.
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