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Tech Talk: Building a Central Ledger
Learn how to build digital wallets, closed loop payment products, and increase visibility with a central source of truth.
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Many modern companies recognize the role of a central ledger to unlock new products and drive efficiency in their system. In this conversation, Koji Murase, Product Manager, and Matt McNierney, Engineering Manager, discuss how companies are innovating in payments with a central ledger.
We cover:
- Using a ledger to build closed loop payment systems
- Spinning out digital wallet products
- The role of a ledger in reconciliation
- Why a central system of record is better than many
This is a technical deep dive for product, engineering and finance managers building payment systems.
Speakers


Matt McNierney serves as Engineering Manager for the Ledgers product at Modern Treasury, and is frequent contributor to Modern Treasury’s technical community. Prior to this role, Matt was an Engineer at Square. Matt holds a B.A. in Computer Science from Dartmouth College.

Chris Frakes is the Head of Content, Brand Marketing, and Communications at Modern Treasury. She likes to write and edit pieces that help demystify complex products. She's formerly a journalist, banker, and consultant, and has over a decade of experience in fintech.
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