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Modern Treasury for Fintechs

Integrate with world class banks faster

From ledgering to money movement, Modern Treasury is the API to power your financial products.

Why Fintechs Use Modern Treasury

Build. Automate. Scale.

Faster integrations

Speed up the engineering work needed to go-live

Better connections

BAI2, ACH, SFTP, API—we handle the complexity so you can focus on your product.

Enriched financial data

Ledger and parse transactions, reconcile automatically, centralize payments data.

Flexible payment experiences

Build digital wallets, escrow, and automatic payout experiences with a modern API.

Build faster

Pipe moves tens of millions of dollars in a lending marketplace powered by Modern Treasury.

Learn more
Marqeta
Revolut
Gusto
Pipe
Navan
Sana
Settle
Marqeta
Revolut
Gusto
Pipe
Navan
Sana
Settle
Marqeta
Revolut
Gusto
Pipe
Navan
Sana
Settle
Use Cases

Build products that move money

Modern Treasury is the infrastructure partner for fintechs looking to own their bank relationships.

Digital Wallets

Store value for users in a ledger divorced from your bank setup.

Payment Processing

Embed payments in your applications.

Consumer Fintech

Build and scale billing, personal finance, and investing apps.

Card Programs

Power your card programs with a central ledger.

BNPL & Invoice Factoring

Automate collections and disbursements.

Financial Marketplaces

Orchestrate payments between lenders, investors, borrowers.

Embedded Finance

Power your API with integrations to world-class banks.

Payroll

Withdraw and route funds instantly with RTP and FedNow.

Try Modern Treasury and experience the future of money movement

Talk to us

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