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Integrate with world class banks faster
From ledgering to money movement, Modern Treasury is the API to power your financial products.
Build. Automate. Scale.
Faster integrations
Speed up the engineering work needed to go-live
Better connections
BAI2, ACH, SFTP, API—we handle the complexity so you can focus on your product.
Enriched financial data
Ledger and parse transactions, reconcile automatically, centralize payments data.
Flexible payment experiences
Build digital wallets, escrow, and automatic payout experiences with a modern API.
Pipe moves tens of millions of dollars in a lending marketplace powered by Modern Treasury.
Build products that move money
Modern Treasury is the infrastructure partner for fintechs looking to own their bank relationships.
Digital Wallets
Store value for users in a ledger divorced from your bank setup.
Payment Processing
Embed payments in your applications.
Consumer Fintech
Build and scale billing, personal finance, and investing apps.
Card Programs
Power your card programs with a central ledger.
BNPL & Invoice Factoring
Automate collections and disbursements.
Financial Marketplaces
Orchestrate payments between lenders, investors, borrowers.
Embedded Finance
Power your API with integrations to world-class banks.
Payroll
Withdraw and route funds instantly with RTP and FedNow.