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Scaling Incoming Payments Has Never Been Easier
Create and manage virtual accounts to streamline incoming payment attribution
Reliable reconciliation of incoming payments
Create and assign virtual accounts programmatically
Issue virtual accounts to users, invoices, or other entities with the Virtual Accounts API.
Access detailed context for every payment received
Each transaction includes the necessary data for accurate reconciliation—from virtual account numbers to transaction codes.
Manage payment returns easily
Create and reconcile returns against payments received using the API or web app.
Leverage one unified API
Route payments into virtual accounts via ACH, Wire, and RTP through a single integration.
automated reconciliation and scaled their investment platform using Modern Treasury.
Embed financial services in your app
Automatic reconciliation of inbound funds
Assign a virtual account to each external counterparty and streamline reconciliation of incoming funds.
Improved visibility
Link Virtual Accounts to Ledgers for a full history of transactions and balances.
Workflows and webhooks
Receive notifications in real-time as payments are made.
Manage funds on behalf of customers
Create and manage FBOs
For Benefit Of (FBO) accounts allow companies to manage funds on behalf of their customers within a single account.
Sync Virtual Accounts with FBOs
Issue unique virtual account numbers within FBO accounts to attribute incoming and outgoing payments and returns.
Enhance visibility on FBO accounts
Payments are published to the web app in real-time, unlocking full transaction history within FBO accounts.
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