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Can ACH payments be automated?

ACH payments can be automated using an ACH API. An ACH API enables companies to write software that automates payments over the ACH network, making it possible to initiate, receive, and track ACH payments without the need for manual payment processes.

An ACH API integrates with your bank. Depending on which bank you use, they may have their own ACH API or they may partner with a third party to provide API access to ACH.

An example of the flow of funds for an ACH payment

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ACH APIs enable companies with high transaction volumes to write software that automates payments over the ACH network. These APIs make it possible to initiate, receive and track payments at scale by eliminating manual processes.

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You can accept ACH payments from customers via your business bank account or a third-party service or payment provider.

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The difference between ACH and EFT is that EFT (or, electronic funds transfer) is a general term that refers to all types of electronic payments whereas ACH (short for Automated Clearing House) refers to one specific type of electronic payment.

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