ResourcesBack Office JournalAll TopicsBack OfficeBank RailsBehind the ScenesChangelogComplianceCustomer SpotlightEngineeringFaster PaymentsGlobal PaymentsLedgeringReconciliationStablecoinsWorking with BanksAll TypesCustomerseBooksJournalGlossaryToolsWebinarsVideosJournalAccounting for Developers, Part III: Building a Lending MarketplaceRead more→JournalAccounting For Developers, Part II: Ledgering for a Wallet AppJournalAccounting For Developers, Part I: The FundamentalsJournalThe State of Payment Operations 2025 JournalAPIs for Finance TeamsJournalThe State of Payment Operations 2023JournalBuilding a Payments HubJournalWhy Digital Finance Transformation is Key to Visibility, Growth, and Success JournalBuilding Resilient Payment OperationsJournalThe State of Payment Operations in 2022JournalFour Questions to Consider When Designing a Marketplace SolutionJournalEdge Cases in Complex Payment OperationsNo imageJournalHow Risky is Sitting in the Flow of Funds?No imageJournalWhat to Expect with a Payment's “Effective Date”No imageJournalWhat Happens When You ACH a 'Debit Blocked' Account?JournalBest Practices for Setting up a Robust Approvals SystemJournalThe Difference Between Settlement and Clearing and Why it Matters to BanksJournalWhat is the Difference Between ACH Returns and Reversals?No imageJournalEnforcing Immutability in your Double-Entry LedgerNo imageJournalThe State of Payment Operations in 2021No imageJournalWhat is Double-Entry Accounting?JournalA Beginner’s Guide to Payment OperationsNo imageJournalBad Software and Expensive MistakesNo imageJournalHow Do Banks Report Balances and Transactions?No imageJournalWhat Does INDN Mean?JournalWhy Idempotency Matters in PaymentsNo imageJournalHow to Authenticate to NetSuite’s SuiteTalk REST Web Services APIJournalThe Difference Between A Third-Party Sender And A Third-Party Service ProviderNo imageJournalWhat Happens When You ACH a Dead Person?