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R19
ACH return codes identify the reason an ACH payment was returned by the recipient’s bank. They make it easier for originating and receiving financial institutions to spot and communicate payment failures.
What Is ACH Return Code R19?
ACH return codes are used to identify the reason an ACH payment has been returned by the recipient's bank. They make it easier for originating and receiving financial institutions to spot and communicate payment failures.
ACH Return Code R19, also known as "Amount Field Error," is a standard code used in Automated Clearing House (ACH) transactions. It indicates that the amount of the entry in the ACH file is incorrect or improperly formatted. This could include entries with missing amounts, amounts that exceed the maximum allowed limit, or amounts that are otherwise not properly formatted according to ACH specifications.
How To Address ACH Return Code R19
Nacha prescribes separate rules for handling each return code since each one represents a unique scenario. ODFIs (Originating Depository Financial Institutions) and RDFIs (Receiving Depository Financial Institutions) are responsible for handling ACH return codes according to these rules.
R19 is another uncommon ACH return code and is generally caused by an amount field that includes an amount that is non-numeric, zero, or exceeding $25,000. The RDFI must return the transaction with code R19 within the next file delivery time following processing.
If you encounter R19, the best course of action is to re-enter all the relevant information and attempt your transaction again.
What Is An ACH Return Code?
ACH return codes identify the reason an ACH payment was returned by the recipient's bank. They make it easier for originating and receiving financial institutions to spot and communicate payment failures. Each code begins with 'R' followed by a two digit number. ACH return codes are standardized and maintained by NACHA, the governing body for the ACH network.
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