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FedGlobal ACH
Part of the FedACH system, FedGlobal ACH offers low-cost and efficient cross-border ACH payments.
What is FedGlobal ACH?
FedACH is the automated clearing house (ACH) service of the Federal Reserve Banks. As one of two primary ACH operators in the US, the FedACH system processes most commercial-bank-based ACH transactions. The Federal Reserve System (aka the “Fed”), composed of 12 banks and 24 branches, is the central banking system of the US government. FedACH acts as its ACH payment operator and handles millions of transactions each day.
FedGlobal ACH credit payments can be sent to 33 countries worldwide, plus ACH debit payments are available to Canada.
FedGlobal ACH Payments are designed to help those already using the FedACH service expand their global payment options by providing cost-effective, flexible, and easy-to-use cross-border ACH payments. There are three ways to make a FedGlobal ACH transaction.
Fixed-to-Variable USD to Foreign Currency
In a fixed-to-variable FedGlobal ACH transaction US dollars are converted to a variable amount of foreign currency based on the exchange rate between USD and the destination country’s currency. Settlement between the US financial institution and the Federal Reserve Bank is in USD.

Fixed-to-Fixed (FF) USD to USD
In this type of FedGlobal ACH transaction, the payments are sent and received in US dollars. Settlement between the US financial institution and the Federal Reserve Bank is, again, in USD.
Fixed-to-Fixed (F3X) Foreign Currency to Foreign Currency
Payments are both transferred and received in foreign currency. The foreign exchange rate and settlement is managed and processed by participating U.S. financial institutions and the respective foreign gateway operators via their foreign correspondent banks.
Currently, there are different service areas for each of the three different FedGlobal ACH transaction types.
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ACH
ACH (Automated Clearing House) is a payment processing network that’s used to send money electronically between banks in the United States.
- 1ACH API
- 2ACH Credit
- 3ACH Debit
- 4ACH Notification of Change (NOC)
- 5ACH Payment Returns
- 6ACH Return Codes
- 7ACH Reversals
- 8Credit vs. Debit
- 9FedACH
- 10FedGlobal ACH
- 11ODFI vs. RDFI
- 12SEC Codes
- 13SWIFT vs. Global ACH
- 14What is ACH?
- 15What is Electronic Funds Transfer (EFT)?
- 16What is Global ACH?
- 17What is Request for Payment (RFP)?
- 18What is Same-Day ACH?
- 19What is an ACH Prenote?
- 20What is an International ACH Transfer?
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