Payments Primers

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20
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Payments Primers
What Happens When You ACH a 'Debit Blocked' Account?

Nacha has over 80 codes for ACH returns. In this primer, we look at the ACH return that happens if you debit a blocked account and other common ACH return codes.

05
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11
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22
Payments Primers
How To Send an ACH Payment Internationally

Sending money internationally can be complicated. This post explains how to use ACH rails to send money abroad, using the International ACH Transaction (IAT) specification and the FedGlobal ACH program.

04
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28
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22
Payments Primers
How Do Core Banking Systems Work?

Core banking systems revolutionized the way we manage money. In this Payments Primer, we dig into how they work and how they compare to modern day payment solutions.

04
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20
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22
Payments Primers
What is the Difference Between Fiat and Cryptocurrency?

Cryptocurrency is rising in popularity and becoming more mainstream. In this post, we dig into the differences between cryptocurrency and fiat money.

03
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31
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22
Payments Primers
How Do Businesses Send and Receive Checks?

Despite all the digital payment options, many businesses still rely heavily on paper checks. In this post, we walk you through what check processing is and how it works.

03
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17
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22
Payments Primers
The Difference Between Settlement and Clearing and Why it Matters to Banks

Settlement and clearing systems are an important component of modern payment operations. In this post, we walk you through the important distinction between the two.

03
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14
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22
Payments Primers
What are Interchange Fees and How do They Work?

In April, Visa and Mastercard will raise interchange fees – the fees set by the networks to determine how much merchants must pay to accept consumer cards.

03
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04
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22
Payments Primers
Why Chargebacks Look Different Depending on the Payment Rail

Most consumers are familiar with chargebacks as they happen with credit cards. This post will help you understand chargebacks across different payment rails.

02
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16
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22
Payments Primers
How to Set Up Payments for Your Startup

Startups depend on the function of money movement and how well it can scale up with the business. The process of setting up payments begins with a few key steps.

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Payments Primers
New NACHA Rule: Nested Third Party Sender

On September 30th, NACHA is instituting a new rule that will address third-party senders that are direct customers of other TPSs and provides requirements for when a TPS must conduct a risk assessment.