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Resources

Engineering

Fintech Eng Challenges, Part I: Different Balance Types in a Wallet Thumbnail

Journal

Fintech Eng Challenges, Part I: Different Balance Types in a Wallet

What is a FedNow API? Thumbnail

Glossary

What is a FedNow API?

Building a Digital Wallet: From Ledger to Launch Thumbnail

eBooks

Building a Digital Wallet: From Ledger to Launch

What is Ledger Sharding? Thumbnail

Glossary

What is Ledger Sharding?

The Paradox of Perfect: An Intern's Take on Database Decisions Thumbnail

Journal

The Paradox of Perfect: An Intern's Take on Database Decisions

What is ACID? Thumbnail

Glossary

What is ACID?

How to Scale a Ledger, Part VI: Concurrency Controls, Performance, and More Thumbnail

Journal

How to Scale a Ledger, Part VI: Concurrency Controls, Performance, and More

How to Scale a Ledger, Part V: Immutability and Double-Entry Thumbnail

Journal

How to Scale a Ledger, Part V: Immutability and Double-Entry

How to Scale a Ledger, Part IV: Recording and Authorization Thumbnail

Journal

How to Scale a Ledger, Part IV: Recording and Authorization

How to Scale a Ledger, Part III: Transaction Models Thumbnail

Journal

How to Scale a Ledger, Part III: Transaction Models

How to Scale a Ledger, Part II: Mapping Financial Events Thumbnail

Journal

How to Scale a Ledger, Part II: Mapping Financial Events

How to Scale a Ledger, Part I: Why Use a Ledger Database Thumbnail

Journal

How to Scale a Ledger, Part I: Why Use a Ledger Database

Floats Don’t Work For Storing Cents: Why Modern Treasury Uses Integers Instead Thumbnail

Journal

Floats Don’t Work For Storing Cents: Why Modern Treasury Uses Integers Instead

Pessimistic Locking Vs. Optimistic Locking Thumbnail

Glossary

Pessimistic Locking Vs. Optimistic Locking

Deduplication at Scale Thumbnail

Journal

Deduplication at Scale

Introducing the Modern Treasury MCP Server Thumbnail

Journal

Introducing the Modern Treasury MCP Server

Improving Build Reliability by Reducing Integration Tests Thumbnail

Journal

Improving Build Reliability by Reducing Integration Tests

Key Ledgering Challenges for Investing Platforms Thumbnail

Journal

Key Ledgering Challenges for Investing Platforms

What is a Reconciliation API? Thumbnail

Glossary

What is a Reconciliation API?

What is an ACH API? Thumbnail

Glossary

What is an ACH API?

What is an Invoicing API? Thumbnail

Glossary

What is an Invoicing API?

What is an Identity Verification API? Thumbnail

Glossary

What is an Identity Verification API?

Building a Production-Ready Payout Process Thumbnail

eBooks

Building a Production-Ready Payout Process

How to Build Fintech Products Thumbnail

eBooks

How to Build Fintech Products

How to Verify Prior Ledger States Thumbnail

Journal

How to Verify Prior Ledger States

What is a Ledger API? Thumbnail

Glossary

What is a Ledger API?

What is a Banking API? Thumbnail

Glossary

What is a Banking API?

Edge Cases in Complex Payment Operations Thumbnail

Journal

Edge Cases in Complex Payment Operations

Enforcing Immutability in your Double-Entry Ledger Thumbnail

Journal

Enforcing Immutability in your Double-Entry Ledger

How We Built Virtual Accounts Thumbnail

Journal

How We Built Virtual Accounts

Designing the Ledgers API with Optimistic Locking Thumbnail

Journal

Designing the Ledgers API with Optimistic Locking

Reflecting on My Internship Thumbnail

Journal

Reflecting on My Internship

How to Build an Income Sharing Agreement Product Thumbnail

Journal

How to Build an Income Sharing Agreement Product

How to Build Products with Real-Time Payments Thumbnail

Journal

How to Build Products with Real-Time Payments

How to Build an Insurance Company Thumbnail

Journal

How to Build an Insurance Company

How to Build a Property Management App Thumbnail

Journal

How to Build a Property Management App

How to Build a Lender Thumbnail

Journal

How to Build a Lender

How to Build a Peer-to-Peer Payments App Thumbnail

Journal

How to Build a Peer-to-Peer Payments App